Having a baby is a common women’s health event, yet insurance coverage isn’t always assured. Although the federal government recently clarified that many insurance plans must cover prenatal care as a preventive service without charging women anything out of pocket, it didn’t address a crucial — and much pricier — gap in some young women’s coverage: labor and delivery costs. Perhaps it shouldn’t come as a surprise. Insurers and some employers have long tried to sidestep paying for maternity care, which includes prenatal, delivery and postpartum services. Individual plans typically refused to pay for pregnancy-related services until the health law established that...
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